Miranda Trujillo · Reverse mortgage specialist · Licensed CA Realtor & loan officer
Still making mortgage payments after 62?
In 60 minutes I'll show you how to stop your monthly mortgage payment and put your home equity to work, without selling and without moving.
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Licensed, and you can check
NMLS #1438118 · DRE #02117598. Loan officer and Realtor in one call.
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Education first, always
No sales pitch, no follow-up calls. When it's not right for you, I say so.
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Straight answers
I'll show you the red flags your bank won't mention, so you can decide for yourself.

California families
Free 60-minute class · California homeowners 62+
New date coming soon
I'll email you the moment it's booked
What 300+ California families learned in one hour
Attend from home. Bring your spouse and your adult kids. Nobody sells you anything during the class or after it, you just get clear answers about what your home can do for you.
Talk to MirandaFree when it runs. No credit card, and no follow-up calls.
Free guideAsk me for it any time: The 5 Questions Every CA Homeowner 62+ Should Ask. I'll send it straight over.
What you'll learn
- How 300+ California families stopped their mortgage payment
- Whether you qualify, with no paperwork and no credit check
- What this means for your spouse and heirs
- The federal guarantee that limits what you can ever owe
This class is for you if…
- You're 62+ and own a California home you plan to stay in
- You still have a mortgage and want that payment gone
- Rising costs like taxes, healthcare and repairs are on your mind
- You want someone to walk you through it properly before you decide
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Years in lending & real estate
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California families served
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Average class rating
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Attendees surveyed

Meet
Miranda Trujillo
I've spent more than twenty-four years in real estate and lending, and I've helped over 300 California homeowners stop their mortgage payment without selling their house or moving out of it.
I'll tell you honestly when a reverse mortgage isn't the right fit, and I'll show you the red flags most banks never mention. You'll leave able to explain the whole thing to your own family.
- Licensed Loan Officer · NMLS #1438118
- Licensed California Real Estate Agent · DRE #02117598
- Reverse mortgage specialist · 24+ years
- Helped 300+ CA seniors stop mortgage payments without selling or moving
- I'll say so when it isn't the right fit for you
- I teach the red flags your bank won't mention
“You'll leave knowing exactly what your options are, and able to explain them to your family.”
Attendees
What attendees said
4.9 / 5 · Based on 312+ attendee survey responses
We haven't made a mortgage payment in three years. Miranda showed us it was possible.
Carol M.San Diego, CA · 67
Testimonials reflect individual experiences. Results are not guaranteed and will vary.
Serious about stopping your mortgage payment?
The next date isn't set yet. Say the word and you'll be the first to know.
Contact
Let's talk.
Wondering about your home, your equity, or whether a reverse mortgage makes any sense for you at all? Ask me. You'll get a straight answer, and nobody will ring you afterward with a pitch.
I'm based in the Bay Area, and I've spent twenty-four years walking people through decisions like this one without rushing them. Bring your spouse, bring your adult kids, bring the mailer you don't trust. Email me, call me, or come to the free class and ask me in front of everyone. I'm here to listen. I mean it.
I usually reply within a day or two.
Or reach me directly